Loan terms 24 to 84 months Credit needed Poor/Fair [ Return to summary ] Prosper With the unique element of being a peer-to-peer lender,Prosper'sminimum personal loan of $2,000 starts on the higher end. Loan terms range from two to five years and Prosper allows you to use a co-appl...
Loan amount. Make sure the lender offers the amount you need. Some lenders have low maximums, which may not work if you need a larger personal loan. And if you don’t need a large amount, don’t get a bigger loan just because. It’s best to borrow only what you need. Fees. Pers...