I came to San Francisco with a raise and a promotion after two years in NYC. The finance industry was thriving in SF and I realized plenty of people were making just as much money as people in NYC. Yet, San Francisco real estate was ~30% cheaper on average than New York real estate...
We also started a debit card for college kids. From the first day we were open for business we had college kids signing up for our card (there were no credit cards for kids then). And anyone who had our debit card could order food from the 20 or so restaurants in town and we’d ...
My storage area was not quite that bad, but I recently reorganized our attic and also put things in our new storage shed we just built on the side of the house. Everyone in my family can find anything in either location in just a few seconds, thanks to the Paper Tiger!
I believe all Financial Samurai readers will eventually become millionaires due to disciplined saving and savvy investing over time. If you keep reading and listening about personal finance, it's hard not to keep moving in the right financial direction over time. In fact, theaverage America h...
Qualifying for a mortgage takes a good credit rating, a proven ability to repay and some cash. The easiest home loans have lenient credit score requirements. However, the lower your credit score, the more you may need for a down payment, to compensate.
I have been obsessed with personal finance since I got my first bit of cash at my Bar Mitzvah. I invested most of this money and by age 15 I had seen my net worth triple and then go to $0.00, thanks to the Internet and telecom bubbles. ...
3) That being said, save first! We save for retirement, holidays, travel, and car every month first so when things come up we know they’re taken care of already! And similar to other commenters, we different savings account for each category so we know exactly what it’s for. ...