Comprehensive auto insurance covers any damage to a carexceptfor damage from a collision. This includes natural hazards (such as deer strikes and falling limbs), as well as fire, weather, natural disasters, theft, and acts of vandalism. However, it does not cover damage caused by a collision...
Vandalism is generally covered under anall-risks or all-perils policyunless specifically excluded. Vandalism coverage applies to unoccupied homes but not tovacant homes after a certain period of time. An unoccupied home is one that still contains the personal property of the policy owner, even thou...
Case Study 1: Theft and Vandalism Sarah, a young professional living in a rented apartment, returned home one day to find her place had been broken into. Several valuable items, including electronics and jewelry, were stolen. Thanks to her renters insurance, Sarah was able to file a claim ...
Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeowners policy doesn’t just cover your house and your stuff. It can also pay to defend you from lawsuits or cover medical bills for someone who gets hurt on your property. And if you can’t ...
Theft and vandalism If your home is burglarized, your policy will cover both the cost of replacing lost belongings and repairing damage caused by the break-in. A standard policy will cover theft whether the item was stolen from your house or elsewhere, though they're covered differently. Person...
Comprehensive insurance pays to repair or replace your car that’s stolen or damaged by something other than collision. This includes: Theft and vandalism Fire Natural disasters Falling objects Damage from animals Civil disturbance If you were in an accident and the other driver was at fault, thei...
providing financial protection for the physical structure of the rental property. This coverage extends to the main building as well as any attached structures, such as a garage or deck. In the event of covered perils, such as fire, windstorm, or vandalism, dwelling coverage helps cover the co...
If a crime has been committed—arson, theft, burglary, or vandalism, call 911 to report the crime, seek medical help for any injuries, and file a police report. Make note of the names of any officers with whom you speak. Notify your property owner so they can take action as needed, ...
One size does not fit all when we consider that young people’s anti-social, self-harming behaviors -gang membership, alcohol and other drug use, vandalism, theft, early sexual behavior, physical violence-is an understandable, though not desired, reaction to a life of neglect and abuse. Targe...
Property insurance claims can be the subject of many different types of losses. Common losses include the following: broken pipes, fires, floods, hail, hurricanes, mold, roof leaks, sinkholes, storms, tornados, vandalism and theft, water infiltration, and wind. ...