VanDerhei, Jack. "Retirement Income Adequacy for Today's Workers: How Certain, How Much Will It Cost, and How Does Eligibility for Participation in a Defined Contribution Plan Help?" EBRI Notes, no. 9 (Employee Benefit Research Institute, September 2010): 13-20....
financial satisfactionpension regulationWe analyze the change in income on retirement on a person-by-person basis using Swiss household panel data, and the financial satisfaction associated with thatSeiler Zimmermann, YvonneZimmermann, HeinzSocial Science Electronic Publishing...
There is no doubt that many taxpayers file their returns before the filing deadline so they can get their tax refunds quickly. But remember, the IRS does need some time to process your tax return before it can issue the refund. Watch this video to learn
Will 70% of a worker's final annual employment earnings sustain living standards after retirement? Despite increasing skepticism, the most dominant measure of retirement income adequacy by financial planners, pensions plan advisors, academics and public policy makers is the "final employment earnings rep...
Note: To check on the status of your state tax refund, you'll need to check your state's tax agency website for more details. What information will I need to check my refund status? In order to access information about your refund and check the status, you will need: y...
It may surprise you how much inflation can erode purchasing power. Use this calculator to estimate how much more income you may need when factoring in inflation between now and until you reach retirement to keep the same standard of living that you may have today....
planning: When it comes to taxes, a financial advisor may help you prepare tax returns, maximize tax deductions so you get the most out of the system, schedule tax-loss harvesting security sales, ensure the best use of the capital gains tax rates, or plan to minimize taxes in retirement....
Spending less on non-essentials frees more money up for the important things, including paying off high-interest loans and saving for retirement. Kendall Meade, a financial planner at SoFi, says joining a no-spend challenge can help you budget better in the long run. "When they going through...
State and local governments$1,008 Source: US Government Accountability Office, Fiscal Year 2019 (public domain) Does the Federal Reserve Sell United States Government Bonds? The Federal Reserve Bank (also known as “The Fed”) is a private institution and not a part of the US Treasury. As ...
The financial industry is heavily regulated, and advisors have specific tasks that must be completed on a timely basis. They havecomplianceactivities associated at both the federal and state level, as well as their professional designation boards. Regulations change frequently, and often there is a ...