Insurance crisis will ripple outside of California and affect every state, expert warns CRMBC CEO Kaya Stanley explains the impact of the California wildfires on insurance costs and warns how the crisis could a
Remember, home insurance is managed by state (not federal) governments. Your insurance company: Different insurers each have their own ways of calculating your rate. To one insurer, a certain kind of claim may not be that big of a deal. But, to another, it could raise your premium ...
Yes, your renters policy can usually move with you, but you need to contact your insurance agent to update it. For out-of-state moves, there is a chance that your current carrier doesn’t offer coverage in your new location. Also, your premium may increase or decrease depending on changes...
Does Renters Insurance Cover Theft? Yes, renters insurance covers theft, after you meet your deductible amount. Theft is a more likely scenario than the kind of fire described above, and renters generally have a higher risk of theft than homeowners. So, even though you might think renters insu...
Where Does Fire Insurance Payout Go?Benny L. Kass
Some companies offer a free annual HVAC tune-up as an added perk. Does a Home Warranty Cover Windows? Structural elements of a home, such as windows, aren't covered by a home warranty. However, homeowners insurance typically provides coverage for windows. Additionally, some home warranty compan...
House firesare one of the most common causes of damage to homes, and almost every homeowners insurance policy protects structures and belongings against them. If a home is a total loss due to fire, most standard policies that cover fire also cover the cost of additional living expenses, such...
pay close attention to the exclusions from coverage and to the conditions you must satisfy to get coverage. To borrow a lyric from Tom Waits, “The large print giveth and the small print taketh away.” (We apologize, but that’s the sorry state to which lawyers have brought us all….)...
Is homeowners insurance required? Home insurance is not legally required in any state. However, it is generally a good idea to have coverage in place to protect against the risk of financial loss. And, if you have a mortgage on your home, the lender will require you to have insurance to...
The exact safety equipment you need can vary by state, but these are the basics. Having a medical kit and flashlight is also a good idea. Depending on the size of your boat, you may want paddles on board in case your engine quits. ...