Windstorm damage Explosions Riots and civil commotion Keep in mind that a DP-1 does not usually offer personal property coverage or coverage forwater damage. Vacant home insurance endorsements might include more coverage than a DP-1 policy, as it is an endorsement added to a standard homeowners ...
Renters insurance is a form of insurance available to people who rent, rather than own, a home. While your landlord has insurance on the building you live in, their insurance coverage doesn’t extend to you or your personal belongings. Renters insurance covers you and your belongings in the ...
Also known as tenants insurance or an HO-4 policy, renters insurance is similar tohomeowners insurancebut designed for people who don't own their own place.Theaverage cost of renters insuranceis $148 a year, or about $12 a month, according to NerdWallet’s rate analysis.Because it covers w...
Most renters insurance reimburses you for the loss of items such as clothing, smartphones and other personal belongings because of these specific events: Fire or lightning. Windstorm or hail. Theft. Smoke. Vandalism or malicious mischief. Explosion. Volcanic eruption. A falling object. The weight...