Some homeowners with mortgages of more than 7% may also want to consider refinancing into a lower rate, experts said. For instance, a homeowner with a $400,000 mortgage could save about $400 a month by refinancing into a loan at today's rate of about 6.3% versus the peak of about 7.8...
Because our models include bank*county*year fixed effects, the estimated effects of Same-Sex*SSM enable comparison of the change in denial rates between same-sex and different-sex applicants who apply for mortgages at the same bank, in the same county, and in the same year. Finally, the co...
Subjects: Mortgages Article excerpt AFTER the blaze of initial publicity, we are now seeing the first real glimpses of how the UK-wide Help to Buy scheme is bedding in. The scheme allows credit-worthy borrowers to buy a new-build or an older home with a 5% deposit and a state-backe...
It is the smaller players who are the victims of rising land values, higher mortgages and stiffer city council rules. What happens all too often is that people move in next to a farm because they think the land pretty. But soon they start complaining to the council. In Mr. Williams’s ...
Sure, some people are stuck in homes valued at less than their mortgages(抵押贷款), but many young people-who don’t own homes and don’t yet have families-are staying put, too. This suggests, among other things, that people aren’t packing up for new economic opportunities the way ...
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