What types of products and services does State Farm offer? State Farm remains the largest provider of property and casualty insurance in the country, underwriting $78.6 billion worth of premiums in the latest financial year. This figure accounts for almost a tenth of the market. The P&C gi...
Yes, your renters policy can usually move with you, but you need to contact your insurance agent to update it. For out-of-state moves, there is a chance that your current carrier doesn’t offer coverage in your new location. Also, your premium may increase or decrease depending on changes...
Home Insurance Calculator: Estimate Your Costs To estimate your home insurance premium, start by considering where you live and how much coverage you need. 2 By Benjamin Din, Sarah Schlichter The Best Car and Home Insurance Bundles for 2025 Amica, State Farm and USAA offer some of the best...
Expert Insight on Affordable Homeowners Insurance MoneyGeek teamed up with experts to get insight on how consumers can find affordable home insurance with the right coverages. These experts offer tips and advice for purchasing home insurance on a new home or comparing quotes on your existing home....
Note:Most renters insurance policies offer a $500 or $1000 deductible, but you can usually request a deductible as low as $100. 5. Choose your reimbursement type: actual cash value or replacement cost Most renters insurance companies allow you to choose how much reimbursement you’d receive fo...
Liability insurance, which pays for expenses due to an accident that you cause, is the minimum required coverage in every state. This covers medical expenses for the other driver, as well as property damage, but not your own vehicle. Accidents that don’t involve another driver. It’s ...
These procedures might incur a large amount of money that we don’t have on hand. Luckily, health insurance exists. It’s always a good thing to stay proactive and invest in important things like health insurance. However, health insurance doesn’t cover the entirety of medical costs. In a...
As an employer, you may wonder how employee benefits impact FUTA. While this will vary based on the benefit, the IRS considers many fringe benefits you may offer as “excluded benefits.” Excluded benefits include group term life insurance,health savings accounts(HSAs),meals, employee stock opti...
Each state where workers’ compensation insurance is mandatory has its own laws and regulations governing workers’ comp, so coverage and program requirements vary throughout the country. For example, in Alabama, business owners must offer workers’ comp insurance if they have five or more regular ...
Rising Medical Costs and Auto Repair Expenses Insurance Fraud and Uninsured Motorists Technology and Vehicle Features State and Legislative Changes Conclusion Introduction Car insurance is a necessary expense for vehicle owners, providing financial protection in the event of accidents, theft, or damage to...