Why do banks charge interest for secured credit cards? Why do certain US banks/credit unions require 10/12 debit card transactions per month to give higher interest rates? How come there aren't any non-American credit card companies? (Visa, Mastercard, Amex & Union pay...
This year, my visa fees were pretty low. I spent much of the year in Europe, and had a short enough stint in Thailand and Vietnam that I could get their free visas on arrival. Australian visas are free for British citizens, but due to a fuck-up on my end, where I forgot to appl...