Because insurance equity laws don’t normally extend to cover marriage counseling costs, what type of coverage you can expect often depends largely on why you’re going to therapy. Typically, insurance plans cover therapy sessions that are “medically necessary,” usually requiring an individual diag...
Couples counseling can be a wonderful tool for partners who are struggling. The focus of therapy may be on improving communication, addressing obstacles to intimacy, increasing perceived security in the relationship, managing the impact of others (e.g., children, in-laws) on the relationship, con...
Some companies further support employee mental health through Employee Assistance Programs (EAPs). These programs are particularly beneficial as they often provide immediate, short-term counseling at no cost to the employee. EAP services are usually separate from the standard health insurance benefits, a...
The blog is currently authored by Education Finance Council, a national trade association representing nonprofit and state-based higher education finance organizations; GreenPath Financial Wellness, a national nonprofit organization that provides financial counseling and educat...
an annual alcohol misuse screening which may include four brief face-to-face counseling sessions each year Coverage of more intensive outpatient psychiatric treatment went into effect on January 1, 2024. Beneficiaries are responsible for 20% copayment after meeting their Part B deductible. A supplemen...
Medicare Supplement Insurance (Medigap) is designed to fill the gaps left by Original Medicare (Part A and Part B) and help reduce out-of-pocket expenses. Here’s how Medigap can potentially help: Coverage of Deductibles: Depending on the Medigap plan you choose, some options cover Medicare...
I have Medicare part a and b, also GEHA dental Insurance. I have 8 teeth that need to be removed in the hospital for an overnight stay due to my health issues. Mass General informed me that Medicare does not cover this, as it is oral surgery. Can you explain, what do I need to ...
These procedures might incur a large amount of money that we don’t have on hand. Luckily, health insurance exists. It’s always a good thing to stay proactive and invest in important things like health insurance. However, health insurance doesn’t cover the entirety of medical costs. In a...
Check out Talkspace Online Counseling, an online service where you can chat with a licensed therapist (no insurance required). There’s also SAMSHA Behavioral Health Treatment Services Locator. It can help you find a mental health service provider in your area. Ok, with that said, let’s ...
One way to protect the investment you’ve made with your service dog is to purchase a life insurance policy. Pet life insurance can help cover the costs of euthanasia, cremation or burial, and counseling for you after your service dog passes away, or potentially defray the costs of replacing...