If you’ve ever enrolled in health, dental, vision, or other insurance coverage through your work, then you’re familiar with the concept of group insurance. According to the Kaiser Family Foundation, around 50% of Americans are covered by employer-provided group insurance.1 It typically comes...
Medicare Advantage is part of a wider move to give the for-profit insurance companies footing in the market previously served only by governments. Medicaid, too, is increasingly being served by for-profit insurance companies with big contracts to manage states’ Medicaid programs. The for-profit c...
If you are under 30, you can just opt for “catastrophic” health insurance, designed to cover unforeseen emergencies. You still have a choice whether to get insurance or not: if you choose not to get insurance even though you could afford it, you simply have to pay a “Shared responsibil...