Car insurance covers water damage from rain, floods, and storms, but only if you have a policy with comprehensive coverage.
Does car insurance cover rental cars? What factors can affect the cost of car insurance coverage? Car insurance is an essential aspect of owning and operating a vehicle. It provides financial protection in the event of accidents, damage, or theft. Understanding what car insurance covers is crucia...
What Renters Insurance Doesn’t Cover Although renters insurance is relatively comprehensive, it only covers some things. Some events — like earthquakes and floods — require additional insurance, while others are never covered. Your renters insurance usually doesn’t cover the following incidents: Ear...
Comprehensive insurance is an optional coverage that will generally help cover vandalism claims. You may want to consider paying out-of-pocket if the cost to repair the vandalism damage is lower than your deductible. You walk up to your car and your heart sinks — someone has vandalized it...
Damage from floods is not covered by your standard home insurance policy. You may be required by your lender to purchaseflood insuranceif your home is located in or near a flood zone. But flooding can (and does) happen anywhere. Given how expensive water damage from even a small flood can...
Whether you have homeowners or renters insurance, it’s important to understand what your insurance does, and does not cover. ServiceMaster Restore can help with all of your residential and commercial restoration needs. We can help clean up after a fire,
Renters insurance will reimburse you for the loss of property if destroyed, damaged, lost or stolen in any one of 16 different events, or perils, including fire, explosions, riots, volcanic eruptions, vandalism and more. Notably missing from this list are earthquakes and floods, neither of wh...
Builder's risk insurance covers the property and materials during a renovation. Learn how much builder’s risk insurance costs, what it covers, and more.
Most standard policies do not include protection from earthquakes or floods, and riders for such situations can be added to a policy for an additional fee or purchased through the National Flood Insurance Program. Other natural disasters like wildfires sometimesarecovered, so read the fine print. ...
Does Homeowners Insurance Cover Floods? Flooding caused by internal problems (such as a leaking bathroom pipe) is typically covered by homeowners insurance. However, if the damage is caused by a natural cause outside the home such as flash flooding, a basic policy will not usually cover the lo...