When the source is outside the house, it's a bit more complicated: Water that comes into your home from the top down, like a drip caused by rain, may be covered. But if that same rain causes a flood that fills your basement with two feet of water, you'd needflood insuranceto get...
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
Does car insurance cover flooding? Your comprehensive insurance does cover cars that are damaged in a flood. As with water damage from rain, your car’s auto insurance covers flooding damage whether it’s caused by a strong rainstorm or a hurricane. Unlike your homeowners or renters insurance,...
"All risks" refers to a type of insurance coverage that automatically covers any risk that the contract does not explicitly omit. For example, if an "all risk" homeowner's policy does not expressly exclude flood coverage, then the house will be covered in the event of flood damage. This t...
Customers often ask us if their travel insurance plan can cover losses related to strikes and severe storms. The answer is yes -- but details and dates matter. Here are answers to some common questions about severe storm and strike travel insurance cover
For instance, flood damage to valuable items such as a laptop, flatscreen television, or sofa would not be covered by your landlord in the case This is where renters insurance comes in. Here’s what you need to know about insurance for people who rent or lease their living space. Find...
In the event of flooding or heavy downpour, you may ask, "does homeowners insurance cover water damage?" Learn what water damage is covered in your policy.
Homeowners insurance coverage pays to repair or replace damaged property, including your belongings and the structure of your house. Home insurance generally covers damage due to fire, wind or snow, but standard policies won’t cover floods or earthquakes. It also covers your liability if you hurt...
When does homeowners insurance cover electrical panels? Whether or not your home insurance covers electrical panels depends on what causes the damage in the first place. Every homeowners policy covers certain perils, or events that cause losses. If the event that caused damage to your panel is c...
ranges widely depending on a ton of factors—things like the value of your home, your past history of homeownersinsurance claims, yourcredit score, the level of your coverage, how much your stuff is worth, where you live, and whether you need extras like flood or hurricane insurance. ...