Since some insurance plans will only cover mental health services once you've met part of your deductible, this could be a great time to reconnect with your therapist and get a few between-holidays appointments on her books. Then, dig into your coverage handbook to see how your plan covers...
Term life insurance is often the most accessible type of insurance to purchase. Depending on the type of policy, you may not need a medical exam. The policy will last for an agreed-upon number of years, often 20- or 30-years. You pay monthly premiums to cover your death benefit. If y...
However, taking a blood sample in the field for later analysis in the laboratory is not practical or efficient for detaining drivers suspected of driving while impaired (DWI) or driving under the influence (DUI). Urine tests for alcohol proved to be just as impractical in the field as blood...
. Unfortunately, the industry doesn't have clear guidance around life insurance for transgender and non-binary people yet, so you might be asked to list the gender you were assigned at birth in your application. Health history. Underwriters look at your body mass index, blood pressure and ...
What Will Life Insurance Not Pay For? Life insurance contracts list exclusions for when they will not pay for a death. Policies do not cover death during an illegal activity, like a bank robbery. A policy likely will not pay if you lied on the application, like hiding a major illness, ...
(1) Background: In the mHeart trial, we showed that an eHealth intervention, mHeart, improved heart transplant (HTx) recipients’ adherence to immunosuppressive therapy compared with the standard of care. Herein, we present the analysis assessing whether
further define how they work, including how long the coverage lasts, if the policy includes an investment component, and whether or not you can access funds before your death. understanding these differences can help you select the best policy for your needs. what does life insurance cover?
Medicare still did not cover medical acupuncture. In some states, medical acupuncture is covered by workers' compensation and no-fault automobile insurance. Because of the variability in each policy, contact your own insurance carrier to determine if the company provides coverage for medical acupuncture...
It's important to know that each year the flu vaccine is never 100% effective in preventing flu. Vaccine effectiveness varies from year to year, based on the match of the circulating flu types to the strains contained in the vaccine. ...
While wills generally address the bulk of your assets, some aren't covered by their instructions. Those omissions include payouts from the testator's life insurance policy. Since the policy has specified beneficiaries, those individuals will receive the proceeds. The same will likely apply for any...