A homeowner is responsible for the sewer line under the house and to the street. Older homes often have sewer line breaks or tree roots invading the interior of the line. Homeowner's insurance policies routinely exclude sewer line repairs from coverage as the insurance industry interprets this a...
sewer lines can deteriorate due to age, ground shifting, or other factors, leading to structural issues or complete collapse of the pipes. When this happens, it can result in sewage backups, flooding, and damage to your property. Sewer line insurance will typically cover the costs of excavatin...
House firesare one of the most common causes of damage to homes, and almost every homeowners insurance policy protects structures and belongings against them. If a home is a total loss due to fire, most standard policies that cover fire also cover the cost of additional living expenses, such ...
Homeowners insurance coverage pays to repair or replace damaged property, including your belongings and the structure of your house. Home insurance generally covers damage due to fire, wind or snow, but standard policies won’t cover floods or earthquakes. It also covers your liability if you hurt...
Homeowners insurance may cover water damage if the cause is sudden and accidental, such as a burst pipe. Damage caused by rain may be covered, depending on how the damage occurs. Standard homeowners insurance does not cover flood damage – additional coverage is typically required. What Types of...
When a sewer backup occurs, it can result in extensive property damage, requiring expensive clean-up and restoration. Additionally, personal belongings may be damaged or destroyed, further adding to the financial burden. Sewer backup insurance helps cover these costs, offering you a safety net in ...
Homeowners insurance policy types HO-1.A bare-bones insurance policy for single-family homes, it exclusively covers the perils named in the policy and nothing else. Many states no longer offer HO-1 policies as its coverage is quite limited. These policies don’t cover liability, medical payment...
Cost to sell a house: A rundown Every property is different, so you’ll need to carefully consider the math on selling your house. To give you an idea of how this breaks down, let’s look at a property purchased for $350,000 four years ago. You made a down payment of 10 percent...
Does a tiny house have a price to match its size? The national average cost of a tiny home is $46,670. Most people will pay between $30,000 and $53,335 to bring their vision to life. However, you could pay as little as $6,100 for an especially small, simple house that you ...
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