In general, standardhomeowners insurancepolicies cover renovations. However, it's to your advantage to check with your agentbeforethe project gets underway to make sure that you will be adequately covered during and after the renovation. There are two key reasons why this is important: Your existi...
Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings. ...
Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a home...
Homeowners insurancetypically covers a broad range of possible damages. Your actual physical dwelling and other structures on the property should be covered, like a garage, fence, driveway, or shed. However, if you run a business on your property in a separate structure, homeowners insurance gene...
Does Homeowners Insurance Cover Wildfire Damage? Typically, wildfire damage is included in your homeowners insurance coverage. However, the rapid rise of wildfires due to climate change in recent years has caused insurers to dramatically increase premiums or deny coverage altogether in fire-prone areas...
there’s more to think about than the guest list and the playlist. From unexpected accidents to a guest having a little too much fun, the reality is you’re responsible for what happens on your property. And whilehomeowners insurancecovers a lot, it doesn’t always cover everything that co...
Each homeowners insurance policy will look slightly different depending on the coverage you choose, the add-ons you include in your plan, and where you live. If you’re considering purchasing homeowners insurance, it’s important to understand what your policy will cover. ...
home insurance doesn’t cover everything. Depending on where you live and how much stuff you have, you might consider building out your policy with endorsements, or add-ons. Knowing what homeowners insurance does and does not cover could help you buy the right policy the first time around. ...
Whether your homeowners insurance policy covers mold damage largely depends on the cause of the mold. Here’s what you need to know.
A home warranty plan doesn't cover everything. Read this guide to discover what's protected and what isn't, so there are no unpleasant surprises down the road.