Personal liability protectionis one of the best types of homeowners insurance you can buy. It protects you from lawsuits for bodily injury and property damage that occurs on your property (and even sometimes off—like say your dog bites someone in the park). Let’s look at what happens when...
Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeowners policy doesn’t just cover your house and your stuff. It can also pay to defend you from lawsuits or cover medical bills for someone who gets hurt on your property. And if you can’t ...
Homeowners insurancemay offer some financial protection, but coverage limits are typically capped between $100,000 to $300,000 — sometimes falling short of what’s needed. This is where events insurance specifically geared toward social host liability can provide peace of mind. Here are some addit...
Renters insurance will not cover a broken window in your own residence, but the personal liability coverage in your policy will cover damage to someone else’s window if it’s determined you’re the liable party.
Unfortunately, a comprehensive insurance policy does not cover theft of personal belongings. But if you have homeowners insurance or renters insurance, these policies will pay to replace your stolen personal items. For instance, say you left your laptop in your car overnight. The next morning, yo...
a central component of a homeowners insurance policy. It is sometimes calledpersonal liability coverage. It protects the homeowner when someone is injured in his home or injured outside the home due to a mistake or accident he caused. The accidents must result in bodily injury or property ...
Some auto and homeowners insurance companies may enable you to increase your liability limits to $1 million, which may eliminate the need for an umbrella insurance policy. However, keep in mind that increasing your liability limits on your auto and home policy doesn’t change the liability limits...
Homeowners or renters insurance (may cover personal belongings in the rental) Umbrella insurance Travel insurance The credit card used to book the rental Your health insurance The Benefits of Opting for Rental Car Insurance Relying solely on your auto insurance when renting a car might only cover ...
USAA's homeowner's insurance policy provided coverage for bodily injury caused by an: occurrence. It held, "Even interpreting the allegations liberally and resolving doubts in favor of a duty to defend, the USAA homeowners policy does not conceivably cover the allegations in [Mr.] Speed's deman...
Other coverage includes but is not limited to: • homeowners insurance; • tenants insurance; • multi-risk insurance; • any credit card, third-party liability, group or individual basic or extended health insurance; • any private or legislative plan of motor vehicle insurance providing ...