When does home insurance not cover electrical panels? There are several scenarios in which insurance doesn’t cover electric panels that break or malfunction. For example, your insurer may not offer coverage or might deny a claim if: The panel is too old. Modern homes often require 200-amp...
Will insurance cover a car inspection? 2. Which states require car inspections? 3. How much does an inspection cost? Each state has its own requirements for drivers. In addition to setting standards for driver’s licenses andminimum requirements for car insurance, some states require your vehicle...
Both require either an endorsement or a separate policy. Mold removal. Home insurance policies will not take care of mold removal unless it was caused by a sudden or accidental incident. Deliberate acts. For example, if you intentionally set fire to your home, any resulting water damage will ...
» MORE:What does homeowners insurance cover? Does homeowners insurance cover a roof replacement? While many leaks can be addressed with minor repairs, severe damage might require a whole new roof. Whether your insurance company will cover a roof replacement depends on the type of coverage you ...
Title insurance agent A representative from the mortgage lender If they haven't already, the buyer will typically payclosing costs, including lender fees and money formortgage insurance, title search and insurance, and the lender's appraisal and home inspection. They may have to provide prepaid ex...
A home warranty plan doesn't cover everything. Read this guide to discover what's protected and what isn't, so there are no unpleasant surprises down the road.
Insurance companies can require homeowners to pay for a roof inspection prior to agreeing to insure a residential or commercial property. Roofs are among the most expensive parts of a building to replace, and some insurers refuse to insure buildings with roofs that are in a state of disrepair...
Check whether the company has workers’ compensation insurance and general liability insurance in case of accidents or damages to your properties. Ask the professional to provide a copy of the insurance and phone the insurance company to determine whether they indeed cover the arborist. 3. Get a ...
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Home inspection report reviews Price negotiations Drafting a contract Reviewing and interpreting a contract drafted by others Representation at closing Legal rights of buyers and owners Even if your state does not require one, you might want a real estate attorney to be there to represent your inter...