Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Learn how tornado coverage works.
Home insurance can cover a flooded basement, but it will depend on the source of the flooding. Your policy likely includes coverage if your basement floods due to a burst pipe, appliance leak or water damage from putting out a fire. Flood damage is excluded from home insurance. Meaning,...
Homeowners insurance generally covers you if your dog bites someone inside or outside your home. This would fall under Coverage E (Personal Liability) or Coverage F (Medical Payments). Your policy also covers you if your dog causes damage tootherpeople or their property (not your own). When ...
Medical payments coverage: If someone is injured in your home, this can help cover medical expenses. What does homeowners insurance cover? Homeowners insurance covers a variety of situations, including: Fire Standard homeowners insurance policies usually cover damage due to fire, both house fires an...
damage to your home. Although it can help with a lot of things, home insurance doesn’t cover everything. Depending on where you live and how much stuff you have, you might consider building out your policy with endorsements, or add-ons. Knowing what homeowners insurance does and does not...
House firesare one of the most common causes of damage to homes, and almost every homeowners insurance policy protects structures and belongings against them. If a home is a total loss due to fire, most standard policies that cover fire also cover the cost of additional living expenses, such...
pay to replace or repair your personal belongings if they're stolen or damaged by a covered peril, such as a fire. So, if someone breaks into your home and steals yourlaptop, or your clothing and furniture are ruined in a fire, you may find that contents insurance helps cover the loss...
Whether you have homeowners or renters insurance, it’s important to understand what your insurance does, and does not cover. ServiceMaster Restore can help with all of your residential and commercial restoration needs. We can help clean up after a fire,
Does renters insurance cover property damage? Personal property damage covers everything inside your home that you own. Not all types of damage are covered — a standard renters insurance policy covers only the following incidents: Theft and vandalism Fire and smoke Hail and wind Water damage and...
By definition, renters insurance does not cover the dwelling, other structures or any of the permanent fixtures of the home. Most renters policies exclude damage to your personal items caused by earthquakes and flooding. While earthquake coverage can often be purchased as an endorsement, you may ...