Guest medical payments (Coverage F) If a visitor to your home injures themselves, this type of coverage would pay to cover some of their medical expenses, such as ambulance fees, hospital stays and more. The amount varies by home insurance company, so it’s important to review the coverage...
What is an HOA master policy? Your HOA likely has a “master insurance policy,” which is coverage that your HOA buys to protect itself against insurance claims. However, the master policy does not only serve your HOA. It also helps protect you from having to cover the cost of liability ...
Your rent might also include utilities or HOA fees. Compare your rent with your projected mortgage payment plus monthly costs for insurance, real estate taxes, fees, and utilities, in addition to maintenance and future expenses. The good news is that the money you pay toward the loan principal...