Some people don’t buy flood insurance because they assume they can get money from the federal government if their home ever floods. But this could be a costly choice. FEMA does offer grants if the president declares your state a major disaster area and approves individual assistance in your ...
FEMA Does Not Know if 750,000 Homes Are Flood-ProneEvan Lehmann,ClimateWire
rainfall can do extensive damage to your home, especially if that rain triggers a flood. The Federal Emergency Management Agency (FEMA) reports that a single inch of floodwater can do up to$25,000 of damage— damage which won’t be covered unless you have a separate flood insurance policy...
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If you live near a large body of water or in a high-risk area for floods, you should consider purchasing a separate flood insurance policy through the National Flood Insurance Program (NFIP) or a private insurer. To determine if you live in a flood zone, visit FEMA’s FloodSmart.gov an...
Most flood insurance in the U.S. is purchased through theNational Flood Insurance Program(NFIP), which works with private insurers to offer coverage for those in regions that may experience flooding. One helpful resource for flood information is FEMA’sFlood Map Service Center, which shows if ...
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add-on. If flood insurance isn't available from your insurer, you might be eligible for coverage through the National Flood Insurance Program (NFIP), which is offered by independent agents nationwide.FEMA's websiteincludes an interactive flood map that can help determine the risk in your area...
Business interruption insurance becomes effective when a covered event occurs. You can file a claim with your insurance company and provide evidence of the damages incurred. Your insurer will review your claim, especially in the light of whether the event is covered under your current business inter...
FEMA provides an operational and financial impact worksheet to help run a business continuity analysis. These worksheets summarize the impacts—both financial and operational—that stem from the loss of individual business functions and processes. They also identify when the loss of a function or proce...