Depending on where you live in Canada, some auto insurers will check your credit score and it can potentially influence the premium you pay.
Personal loans can be both good for or detrimental to your credit score, depending on how they are handled. By adding to your credit mix, improving your credit utilization ratio and your payment history, you may see a boost to your score. Applying for a personal loan can temporarily hurt...
Do parking tickets affect your credit score? Do unpaid parking tickets affect your insurance? Does a registration ticket affect insurance? How long does a parking ticket stay on your record? Is a parking ticket a traffic violation? Do speeding tickets affect insurance in Ohio? Do you have to ...
Joint accounts:If you and your partner decide to open joint accounts, such as joint credit cards or loans, the way you manage them can impact both of your credit scores. If you make timely payments and keep the accounts in good standing, it can positively affect your credit scores. On th...
Insurance Companies are now using an individuals creat rating to determine that individuals premium for Home and Auto Insurance. What affect will their request have on individuals ratings if any? SmartCapitalMind, in your inbox Our latest articles, guides, and more, delivered daily. ...
Does using a HELOC affect your credit score?FICO confirms that HELOCs don't affect your creditNot so fastSo when yes and when not?How do the older models work?Who cares about the older models?What should you do if your HELOC affects your score? A Home Equity Line Of Credit (HELOC) ...
When you still owe the IRS for past taxes, it’s likely that the agency will be more willing to work with you—such as allowing you to pay your tax in monthly installments. To find out more about how owing the IRS will affect your credit watch this video
These procedures might incur a large amount of money that we don’t have on hand. Luckily, health insurance exists. It’s always a good thing to stay proactive and invest in important things like health insurance. However, health insurance doesn’t cover the entirety of medical costs. In a...
The guide below looks at how car finance can affect your credit score throughout the car buying process and how to minimize the impact.
“Does marrying someone with bad credit affect my credit score?” The short answer to that question is: No, it doesn’t. Your credit record will remain yourcredit report, and your new spouse’s credit record will remain theirs. Same for yourcredit score.1 ...