Keep in mind that when you obtain a credit score, the number you’ll see is not necessarily the score your lenders will use. Some large lenders have proprietary credit scores they’ve created for their own purposes, says Matt Schulz, chief credit analyst for LendingTree. Still, the...
You can see your Experian and TransUnion credit scores based on the VantageScore (3.0) model inCredit Karma. What Factors Into your VantageScore? (The VantageScore Model) Before we get to VantageScore, let’s review how FICO scores are calculated: ...