Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings....
The main culprit of worsening wildfires has been climate change. Droughts and increased forest fires are two ofthe worst impacts of global warming, wreaking havoc around the globe. However, a beloved cartoon mascot also deserves some blame for teaching us all the wrong lessons about wildfire preve...