Getting denied for a credit card does not affect your score; what does affect it is the hard credit check that is run whenever you apply for a card. Learn more about what may happen when you are denied.
» SEE: 8 times you should rethink a credit card product change How new accounts affect your score All other things being equal, an older credit card account is better for your credit score than a newer one. There are tw...
From the moment you open a business credit card, you canstart building your business credit— a separate score unique to your business accounts. Much like your personal score, yourbusiness credit scorerises and falls according to the length of your credit history, credit utilization, payment histo...
Will Changing Your Name Affect Your Credit? Changing a name will not affect credit since it has nothing to do with being added to credit accounts. In fact, not all couples opt to change names when marrying, while some people change their names for reasons unrelated to matrimony. If you cho...
Instead of opening a new account, you could ask for a credit card product change, in which you swap your card with another in the issuer's portfolio.
it will affect your credit score much the same way as refinancing a mortgage. For example, your credit score could go down a bit when lenders review your credit report with a hard inquiry. The new loan can also decrease your score because older accounts are considered better in credit scori...
Switching to a balance transfer credit card could save you money in the long run and boost your credit score.
If you are considering getting a HELOC, there are a few risks to consider. Discover the potential impacts of HELOCs on your credit score.
emergencies; however, you may be trying to move away from credit card dependency to paying upfront for things that arise. If you have a CitiCard card, you might be wondering what the impact would be if you closed the account. How does closing our CitiCard card affect your credit score?
“Does marrying someone with bad credit affect my credit score?” The short answer to that question is: No, it doesn’t. Your credit record will remain yourcredit report, and your new spouse’s credit record will remain theirs. Same for yourcredit score.1 ...