To save time during the approval process, you may want to consider an “instant approval” credit card that can shave a few days off the process of getting a credit card. With instant approval credit cards, the issuer alerts the applicant of whether they are approved within seconds of submit...
You don’t want a new credit inquiry on your credit report. I'd held a Bank of America® rewards card for many years, but after reviewing the card's benefits, I realized that it didn't offer as much as newer cards did. My older card earned 1 point per $1 spent, but the redemp...
That, in effect, is what cash back credit cards offer. These types of cards give you a percentage of cash back on every qualifying purchase you make. If a credit card offers 1.5 percent cash back on purchases, for example, you’ll earn 1.5 cents per dollar spent. Some cards offer far...
Although TD Bank doesn't offer coin-counting machines, other banks may provide them. However, if you're a non-customer, you'll most likely have to pay a fee (a small percentage of the amount counted). Some banks won't even let you use the machines as a non-customer. Coinstar for ...
Many credit cards also offer a "card lock" feature that can you can turn on and off through either the card's website or app. This can be helpful if you think you've merely misplaced your card and would rather freeze it temporarily than go through the trouble of ordering an entirely ...
Mid-range hotels offer good value for a comfortable stay without breaking the bank. While $200 per night may seem steep, hotel costs have increased significantly over the last few years. Prices can vary significantly between countries, so research your specific destinations. Try these mid-range ...
Do you need rental car insurance coverage? Your auto insurance may cover rental cars or your credit card may offer some rental coverage. Learn more about rental car insurance coverage from this Better Money Habits article.
If your bank or card issuer doesn't offer temporary cards, you may still be able to request a temporary card number.1This way, you can start using the card to make purchases or pay bills online even if you don't have the physical card yet. Just keep in mind that not all card issue...
PreCheck Coverage With Credit Cards Somecredit cardissuers provide access to TSA PreCheck as a membership benefit. Some offer periodic statement credits for TSA PreCheck, while others allow their members to pay for the program with loyalty points. According to the TSA, thesecardsinclude:7 ...
While it may not offer the high returns of more volatile assets, gold provides balance to a portfolio that can reduce risk and preserve capital over time. However, there are better and worse times to invest in gold, and your decision should also be based on your risk tolerance and financial...