Re: DOES AMEX PERSONAL LOAN COUNT AS A REVOLVING CC ACCOUNT? I know this is an old thread but I couldn't find more info on this. I have 4 Amex credit cards (2x Hilton Aspires, Cash Magnet, and BC), and a personal loan. When I applied to the Hilton Surpass ca...
The Federal Deposit Insurance Corporation (FDIC) insures consumer deposits in member banks in case they fail. Learn how to check if your deposits are protected.
Recent Credit Inquiries:If you have recently applied for new credit cards or loans, it’s generally advisable to wait before requesting a credit limit increase. Multiple recent inquiries on your credit report can raise concerns about your ability to manage additional credit. Waiting until these inqu...
Why do certain US banks/credit unions require 10/12 debit card transactions per month to give higher interest rates? How come there aren't any non-American credit card companies? (Visa, Mastercard, Amex & Union pay as an exception)?
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Personal loans/ lines of credit do tho? What about BNPL apps (Klarna, affirm)? All of those do not count EXCEPT line of credits. Personal line of credits count towards 5/24 since they are considered as revolving accounts. AVEN Visa $80k; BCU LOC $50k; PS...
How do credit unions even make money by offering 1% auto loans? Explain why a large bank may be willing to accept higher average loss rates on loans it is able to credit score. How come there aren't any non-American credit card companies? (Visa, Mastercard,...
These cards often carry steep annual fees (Amex's platinum card cost $695 per year in 2021) and may require you to pay off the balance in full every month. But depending upon your circumstances, the extra perks you receive for these fees may be worth it. Perks may include earning points...
Your credit limit may be the maximum balance that you’re allowed to charge to your credit card. See how it can impact your credit score.
False information on your employment record could lead to additional tax liabilities or affect your Social Security benefits when you retire. Those are just two of several reasons it’s critical tosafeguard against identity theft. Here are some suggestions on how to do that: ...