How Does Pension Wealth Affect Asset Composition, Savings and Retirement Behaviour?David Blake
A lump-sum payment is a monetary sum paid in one single payment instead of allocated into installments. Lump sums are commonly associated withpension plansand other retirement vehicles, such as401(k) accounts, where retirees might accept a smaller upfront lump-sum payment rather than a larger p...
Out: index compared outperformance; HD: moderate herding manager; ANHD: anti-herding manager; Size: total asset under management; Expense: fund expense ratio; Turn: fund’s asset turnover; Flow: net fund flow; Mom: momentum; Age; fund age; and Inst: institutional investor percentage. 4.2. ...
Population aging exerts a positive influence on capital accumulation through increased R&D investment and the generation of technological progress. This, in turn, facilitates an upswing in OFDI by firms, as evidenced by the technological progress effect. 4. Empirical Studies 4.1. Empirical Model In or...
While a Roth individual retirement account (IRA) is a great tax-advantaged tool, most people should first max out other tax-advantaged vehicles as well, such as a 401(k),Simplified Employee Pension(SEP) IRA, or other employer-sponsored plans. You may want to consider your standard of livi...
This is perhaps one of the drivers behind the large international equity allocations run by some of the major UK pension funds coming out of the inflationary 1970s and 80s. Inflation-hedge: timberland Timberland enthusiasts describe it as the dream package. Who wouldn’t want an inflation hedge...
Plus, if your losses are greater than your capital gains, up to $3,000 of the excess amount (up to $1,500 for married people filing separate returns) can be used to offset “ordinary” taxable income, such as wages, tips, interest, pension payments, and the like. If ...
This corporate concept is becoming a political touchstone in the US because some states, such as Florida and Kentucky, arguing that these practices divert from the focus on maximizing profits and can be detrimental to investors by making other considerations a priority, have barred their pension fun...
data. Due to the volatility of pension fund asset returns and payouts, to generate a high probability of meeting promised pension payments, a plan must use a discount rate that leads, on average, to the accumulation of significant assets in excess of those required to cover promised benefits....
As pensions began changing their allocations in real estate throughout 2002 and 2003, opportunity funds like Walton and Blackstone had already swooped in and gobbled up Manhattan property when 20% returns were still possible. Light-weight pension funds bulk up on real estate In good capital manage...