It's also an option for debt consolidation if you have high-interest credit card debt. Still, it's wise to explore alternatives before you borrow against such a vital asset as your retirement funds. Get a 0% APR credit card If your credit is in good shape, you could qualify for a 0...
If you are self-employed or run a small business with a spouse, you may be eligible for asolo 401(k) plan, also known as a one-participant plan. This allows you to enjoy the benefits of a retirement account without having an outside employer. How much can I contribute to my 401(k...
Secured loan: This is a loan where you put up an asset (e.g., car or home) as collateral. If you default on your loan, your creditor will repossess said asset. Unsecured loan: This is a loan that just uses credit. As a result, you might end up with higher interest rates than i...
An alternative explanation preserves our intuitive belief that the rich sure do seem to influence politics a lot. Maybe rich people, like poor people, participate in politics because of sincere belief in their moral values, and their values are by what seems a weird coincidence the ones that he...
If your employer doesn't offer a 401(k) You can still save for retirement even if youdon't have access to a 401(k). Anyone earning income can contribute toan individual retirement account (IRA), which lets you invest instocks,bonds,mutual fundsand other asset classes. ...