Note:If you consolidate before June 30, 2024, your prior payments WILL count for both IBR forgiveness and PSLF forgiveness (through the one-time payment count adjustment). However, once the waiver expires, consolidation would reset the clock again.THIS IS IMPORTANT - CONSOLIDATE YOUR LOANS BEFORE...
And assuming that people are making more money than they have in past years, you want that lag, because then your payments are lower." Borrowers who are pursuing PSLF should document how many payments they have made towards the required 120 monthly payments and complete an employment ...