If you have to live somewhere else when your apartment is undergoing renovations and liability compensation for damage or harm to other persons or their property when visiting your house, the Erie renter’s insurance policy can replace your property (television, furniture, appliances, etc.), compen...
“Since my premium didn’t increase too much to get this coverage, I thought it was important to pay a small amount up front to have the comfort of knowing if someone got hurt on my property, I’d be able to voluntarily help out with some of their medical expenses.” Bottom Line: Th...
Do I have to have homeowners insurance? Unlike car insurance, home insurance is not required by federal or state law. If you have a mortgage, however, you're usually required to have a policy. Read on:What does homeowners insurance cover? Even without a mortgage, foregoing insurance is a ...
Neptune Flood Insuranceis one of ourtop picks for flood insurance. Backed byLloyd's of London, it offers features other insurers don't — like living expenses if you have to relocate, pool refill and repair and up to $10,000 belongings stored in your basement. Other common policy exclusions...
Do You Need Renter’s Insurance?doi:urn:uuid:59b4ac5641717410VgnVCM100000d7c1a8c0RCRDOf course you know you need home owner’s insurance, but what if you don’t own the property? Is renter’s insurance worth it?Fox BusinessDonna Fuscaldo...
Many landlords require renters insurance, but even if yours doesn't, the coverage offers plenty of benefits. Discover six reasons you need renters insurance.
Should I Get Rental Car Insurance? It depends if you want peace of mind that you’ll be covered in a worst-case scenario. If you want coverage, opt for the rental agency’s collision damage or loss damage waiver if you don’t already have full-coverage insurance. One study in the Jour...
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There are different solutions if your homeowners insurance is canceled or nonrenewed. A cancellation or nonrenewal can also occur if you have a condo or renters insurance policy. We explain the three most common types of home insurance cancellations and how to resolve them. Lapse of home insuran...
How much can your landlord charge you for a security deposit? Can my landlord increase my rent? Do I have to pay for my own background check for an apartment? There are so many new laws in Western New York and the entire State of New York, especially aft