HSA accounts are not available to all Americans. You’ll need an insurance plan that's termed ahigh-deductible health plan(HDHP) to be eligible. The minimums change every year, so you’ll want to check the latest stats before contributing. These are the rules for an HDHP for 2022: If...
So, in your situation, if there wasn't additional money above and beyond those retirement accounts, above and beyond that HSA, then I would just use a doctor's mortgage. But in your case, you're an intern, you're already maxing out 403(b) Roth IRAs. I mean, come on. You're doi...
The next is the “Total Net Worth” Calculation. In addition to the above components I know add into the equation my estimated home value (fully paid off house) and my child’s 529 accounts. This is more like a bragging rights value (such as the one I have put in Rockstar Finance ne...
Depending on what they decide to do in terms of Jane’s retirement, they can also consider short to medium term investment options, such as CDs, Money Market Accounts, and Government Bonds. With all types of investments, you’re looking to maximize your return, but ensure that the ...
Can you imagine how killer it would be logging into your accounts one day and seeing a cool million there? I’ve been all about it the past couple years and there’s really nothing stopping me now. I’ve got the desire, the patience, and more importantly the game plan! (what this po...
Banks have done a terrible job of sharing the federal funds rate – savings accounts are all over the map, and it’s not easy to just open new ones to switch between them when one falls behind. Bond funds aren’t necessarily a good strategy either, because they’ve lost more in face...