When it comes to renting a car, many people assume that a credit check is an unavoidable part of the process. However, this is not always the case. In fact, there are rental car companies that do not run credit checks at all. This can be great news for individuals with less-than-per...
There isn’t any one-size-fits-all way to determine the best car loan. That’s why you need to take the time to understand how auto loans work and make the right decision for your specific financial situation. Some people will benefit most by taking a longer term to reduce monthly payme...
Car dealers only needpermissible purposeto check your credit. An example of permissible purpose is reviewing your credit to confirm your identity before accepting a personal check. However, the dealer needs your permission before running your credit report. You'll need to provide your Social Security...
Car dealers only needpermissible purposeto check your credit. An example of permissible purpose is reviewing your credit to confirm your identity before accepting a personal check. However, the dealer needs your permission before running your credit report. You'll need to provide your Social Security...
Car dealers only needpermissible purposeto check your credit. An example of permissible purpose is reviewing your credit to confirm your identity before accepting a personal check. However, the dealer needs your permission before running your credit report. You'll need to provide your Social Security...
Financial advisors often network with centers of influence, or COI, which include insurance professionals, certified public accountants, estate and tax attorneys, business valuation specialists and others who can answer technical questions about client issues. They may also have a close circle of these...
The charitable deduction for a car that a charity sells is limited to the sales price, even if the car’s fair market value is higher. If the sales price of your donated vehicle is less than $500, you can deduct $500 or your car’s fair market value, whichever is les...
Lenders, landlords, insurance companies, and even potential employers may use your credit score to make decisions about you. Checking your credit score and reports can help you identify errors or fraudulent accounts. And you can identify areas where you could improve your score. For example, payin...
There is no minimum credit score required to buy a car, but most lenders have minimum requirements for financing. Most borrowers need a FICO score of at least 600 to get a competitive rate on an auto loan. If you have a low credit score, you may still qualify – but you should conside...
"The growing popularity of the soft living/soft saving trend among younger millennials and Gen Zers reflects a shift in mindset toward a more balanced approach to personal finance," Rikin Shah, co-founder and CEO of GetSure, a digital insurance agency, says. Here's a closer look at wha...