IBAN. Banks based in Australia, the US, China, and New Zealand don’t use IBANs. Instead, they use a routing number and a SWIFT code (also known as a BIC code) when processing wire transfers. IBANs are most commonly used in Europe, but some countries outside Europe also use IBANs....
The IBAN (or international bank account number) is a standard international numbering system developed to identify overseas bank accounts. IBAN codes help banks pinpoint which accounts to deposit funds into in cross-border financial transactions. You may need an IBAN to make a bank transfer orsend...