Key points about: finding a credit card if you have poor credit Secured credit cards may be an option for borrowers who don’t qualify for traditional, unsecured credit cards due to unestablished or poor credit. Secured credit cards require a security deposit equal to the approved credit limit...
Student credit cards can be a great way for those with no or limited credit to build a credit history, no deposit required. If you can’t qualify for a no-deposit credit card, a secured credit card may be an alternative. Authorized users on someone else’s account don’t need to put...
Discover it® Miles: Best for Travel Discover it® Student Chrome: Best for College students + simplicity Discover it® Student Cash Back: Best for College students + bonus rewards Discover it® Secured Credit Card: Best for Building or rebuilding credit Show Summary ...
Read ourDiscover it® Secured Credit Card review. Our expert take Pros & Cons More Details Who's this for?TheDiscover it® Secured Credit Cardis one of theeasiest credit cards to get. It requires no credit score to apply, making it a good choice for applicants with bad or no credit ...
No minimum opening deposit No minimum balance required Online Checking Account - Earn Cash Back 1% cash back on up to $3,000 in debit card purchases each month. See website for details No fees Early Pay - Get your paycheck up to two days early with no charge No credit impact - ...
All other purchases outside the bonus categories earn unlimited 1% cash back. If you want to optimize the amount of cash back you can earn, we recommend using an alternativecash-backorrewards credit cardfor spending outside the bonus categories, so you earn at least 2% or 2 points per doll...
There’s no minimum opening deposit or balance requirements. There’s no monthly service fee. Cons An ATM card isn’t available for Discover® Bank's online savings account. There are higher annual percentage yields (APYs) available at other online banks. Rate history for Discover® Bank'...
Fair/New to Credit 6.Discover it® Secured Credit Card at Discover Card'ssecure website EXPERT'S RATING ★★★ OVERALL RATING 4.0/5.0 No credit score required to apply. No Annual Fee. Your secured credit card requires a refundable security deposit, and your credit line will equal your dep...
No credit impact– You can apply without affecting your credit score. Fraud Protection– You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know. ...
income and employment details, bank account and routing numbers (for direct deposit), and balances and account information for creditors (if you’re consolidating debt). For this part of the process, you may need to have documents on hand like bank statements, credit card statements, income tax...