Example of a Disability Letter from a Friend or Family Member Here's a sample letter written about Nancy, a claimant who applied for disability for depression, from her sister, Patricia. Example My name is Patricia W. I am Nancy's sister, and have known her all her life. Nancy cu...
How do I prepare for a Social Security Disability Appeal hearing? First of all, make sure you have an attorney. Social Security laws and regulations can be complex and confusing, and it is important that you understand the rules governing the hearing process. For example, all medical evidence...
Your long-term disability appeal should be in writing and clear as to its intent. For example, you may start your appeal letter with a sentence like, “Please accept this letter as my formal appeal of your adverse decision dated [date of denial/termination letter].” You should make your ...
For example: Your roommates in the service constantly complained about how you’d started snoring, and now you’ve been diagnosed with sleep apnea. A fellow soldier witnessed you fall on your knee in physical training. You wrote a letter or email to your mom about having no ear protection ...
Policyholders prefer these policies because, if you are unable to work in your chosen occupation, but could, for example, still work in another occupation, you are nonetheless considered disabled under your policy. Why? Because under the terms of an own-occupation policy, you are disabled once...
The first step in the appeal process is reconsideration. This entails a complete review of your entire claim by a person that was not involved in the original determination. New evidence may also be submitted at this stage of the appeal, so this is just another reason why it is to your ...
However, not all policies have the same policy language (for example, they may not have the same “resulting from” language in Reliance’s plan) and there are certain instances where, under some insurance company’s plans, offsets for all Social Security benefits could be taken. This case ...
If you have assets that put you over the $2,000/$3,000 cap on countable assets, you may be able to receive provisional benefits for up to nine months while you work on selling them. You can sell non-residential real estate, for example (you don’t have to sell the home you live ...
An example might be: I have constant pain in my lower back that shoots down my leg. The pain gets worse when I stand or sit too long. I have difficulty lifting even light things. The medication I take makes me tired all the time. I can't bend over and tie my shoes. The pain ma...
An Example of Justice Being Decided by the Review Standard for ERISA Disability Benefits February 5th, 2019 A recent Colorado case—Ellis v. Liberty Life Assurance Co. of Boston—illustrates the importance ofde novoreview when a court evaluates an insurance company’s wrongful denial of disability...