"For many students, consolidation is a good thing. It's just an easy way to keep track of what they're obligated to pay," says Ronald Ramsdell, founder of College Aid Consulting Services. "Students and the parents need to do their homework and just determine,...
Federal direct student loans are the best option for students who need to borrow money to pay for college. The U.S. government offers these loans to undergraduate and graduate students. Unlike private student loans, federal direct student loans don’t require credit history or a co-...
Focuses on debates regarding the US Congress' compromise plan for direct loans to college students. Use of direct lending rather than loans from banks and other agencies; Views of opponents of the direct-lending scheme.ZookJimEBSCO_AspChronicle of Higher Education...
Student loans are an important source of financial aid for college students, and researchers have examined how college students respond to various types of loan offers. Cadena and Keys (2013) set out to explain the borrowing phenomenon that one in six undergraduate students offered interest-free lo...
Understanding Direct Subsidized Loans Direct Subsidized Loans are a popular choice for students seeking financial aid to fund their college education. These loans, offered by the U.S. Department of Education, are designed to provide assistance to undergraduate students with demonstrated financial need. ...
Seven million borrowers are in default and many more are not repaying for reasons such as returning to school, or economic hardship. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage...
Direct Subsidized Loans Direct subsidized loans are for undergraduate students eligible for financial assistance due to their or their families' economic circumstances. These loans help to cover the costs of a professional career, school, college, or university. Qualified individuals can borrow up to ...
StudentLoans.gov Starts With a Login Register for a login Register for a login Must have a PIN Must have a PIN The same PIN used for the FAFSA Manage My Direct Loan Direct loan maintenance Direct loan maintenance Parent Direct loan Parent Direct loan Undergraduate Dependant ...
Abstract The purpose of this study was to determine if there is any difference between the incomes of student borrowers who repay National Direct Student loans and those who do not. The incomes of 681 NDSL borrowers (564 repayers and 117 defaulters) were obtained anonymously from state income ...
Lenders reported problems arising mainly at two stages in the consolidation process: verifying loan data provided by EDS, and receiving payments for the loans being consolidated. The report found that while the problems were specific to the lenders contacted, some appeared to be systemic. In ...