Becoming a real estate investor is arguably the most rewarding ventures in this sector. They are those who buy houses, buildings, or land, try to maximize their value, and then keep them in the long term (buy and hold) or offer them up for a profit. However, there’s more to this g...
The Rome Statute (not to be confused with the Treaty of Rome that gave birth to the European Union) is an international treaty that aims to punish powerful individuals who can get away with killing and murder on a country scale because the laws of the land they are in will not or cannot...
One of these features turned out to be negative amortization, meaning the option ARM as we knew it was a thing of the past. Lenders get certain legal protections if they make loans that abide by the QM rule, and as such most loans are now QM loans. However, it’s still possible for ...
Bank loans and other credit investments create the need for financial scientists to develop financial models that allow them to correctly assess the risks and rewards of making specific loans or credit investments. The model is used to provide the banking and money markets with the information they...
The problem with lowering interest rates is that this is how banks make money. Because the economy hasn’t been strong, there haven’t been high demands for loans for either housing, or corporate financing. As a result, banks are not doing well. If there’s a spate of mortgage failures,...
Storage facilities provide a practical option when your house has limited space to accommodate your family and all your belongings. When you move into a bigger house or apartment, it must require you to have the financial capacity to pay for a much higher rent. Buying a new home may even ...
The snails refers to people who make life difficult for themselves. They take big loans (贷款) from the bank in order to buy things such as expensive houses. They are happy to take big loans even though they are not sure they can afford it. T【7】 can cause problems in the future. ...
Deep Portfolio- Deep learning for finance Predict volume of bonds. AI Trading- Modern AI trading techniques. Corporate Bonds- Predicting the buying and selling volume of the corporate bonds. Simulation- Investigating simulations as part of computational finance. ...
Loan Risk - Predictive model to help to reduce charge-offs and losses of loans. Amortisation Schedule (FirmAI) - Simple amortisation schedule in python for personal use. Management and Operation Credit Card - Estimate the CLV of credit card customers. Survival Analysis - Perform a survival analys...
The snail refers to people who make life difficult for themselves. They take big long-term loans(借款)from the bank in order to buy things such as big houses. They are happy to take big loans even though they are not sure if they can afford it. This can cause problems in the future...