The biggest single factor that determines mortgage rates and all other borrowing rates in the U.S. is theFederal Reserve's decisionon the rates it charges banks in order to maintain the stability of the system. All other loan rates are based on these rates, which are set at meetings held...
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Prices have continued to rise every year. Low housing inventory and high demand have determined much of the market increases. Increased demand and record-low interest rates caused a housing boom across the U.S. When mortgage rates rise, as we have witnessed recently, buyer demand will cool. I...
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Apartment vacancy rates. (This figure illustrates the apartment vacancy rate across municipalities in the canton of Zurich. Out of 171 municipalities, more than half have an apartment vacancy rate of less than 1%. Overall, the average is 0.61%). Figure A3. 𝑅2R2 as a function of the negat...