Later, the Fair Credit Billing Act set standard procedures for resolving billing disputes. Of course, Credit cards have not only replaced cash for many purposes, but also in effect have created cash by making it instantly available virtually everywhere. Experts estimate there are from 15,000 to ...
Most assign credit toOpenAI’s 2018 invention(PDF) of theGenerative Pre-trained Transformer (GPT). These are a new type of LLM with significant improvements in natural language understanding. Yet, at the core of a GPT is the earlierinnovation of the transformer architecture introduced in 2017(PD...