CarrierIn-Network Annual Maximum Aetna $2,000 Blue Cross Blue Shield Unlimited Delta Dental Unlimited GEHA $2,500* MetLife Unlimited United Concordia $2,500* United Healthcare Unlimited*These plans restrict implant benefits, while other services have no upper bounds. Lowest Coinsurance The FEDVIP ...
These plans have annual spending limits of $1,000-$1,500, and typically waiting periods of six months for basic services and 12 months for major services. ACA dental options focus on expanded coverage for children. The out-of-pocket maximum for stand-alone dental insurance plans certified ...
High annual maximum dental insurance up to $5,000* Low monthly premium One-time $100 deductible We also offer affordable dental insurance that covers implants immediately. Spirit Dental's affordable dental plans offer a host of perks Just because you want an affordable dental insurance plan doesn...
Dental insurance plans have limits on how much they pay during a plan year. That’s true even of full-coverage dental plans. Annual caps Every plan also has a cap on what it will pay during a plan year. For many, that cap is quite low. This is the annual maximum your plan will pa...
and the dentist's training and experience. Dental insurance might cover about 50% of the cost if the crown is needed for medical reasons, but dental crowns are typically not covered if they are considered cosmetic, and many dental plans have a maximum annual coverage limit of$1,000-$1,500...
Lifetime maximum per member 50%$2,000 50%*$2,000Other High Option plan advantagesUnlimited annual benefit maximum for members in network Braces covered for children and adults Great rates and no deductible Your choice of any licensed dentist, anywhere No waiting periods Discounts on oral health ...
High deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services) Probationary periods on certain procedures that last up to a year Annual dollar limit on benefits Chose your own individual or family dentist ...
The policy’sdeductiblemay or may not be involved. Some plans provide full benefits for this procedure even before the policy’s deductible has been met. Others aren’t as generous. Tooth sealant programs. Some organizations or agencies run tooth-sealant clinics that your child may be eligible ...
The standard plan has a $50 deductible, no matter what. For the high option, the deductible applies only to out-of-network costs. Annual maximums range from $1,000 to $3,500, depending on the plan and if you're in the network or not. In network, the plans cover 100% of preventiv...
Annual Maximums Your insurance may not be as helpful as you would expect. Some dental insurance plans have annual maximums as low as $1,000, depending on the plan and provider.5Once your dental bills exceed $1,000 in any given year, you’re stuck paying the rest of the bills in ful...