信用卡违约率(Delinquency rate on credit card loans) 下图灰色条带指示的是经济衰退期。从1992年至今美国经历了三次经济衰退期。实际上信用卡违约率对经济衰退的指示并不是次次都有效。1992-2008年美国信用卡违约率大致在4%-5%上下浮动,期间,2000年互联网泡沫主要与产业资本有关,而信用卡违约率主要与居民端相关,...
The credit card delinquency rate for near-prime NTC consumers was 3.4% compared to 2.2% for near-prime consumers with established credit. For prime NTC consumers, the delinquency rate was 1.2% compared to 0.7% for prime users with established credit. In the United States, 5.8 million consu...
The Federal Reserve recentlyreleased dataon delinquency and charge-off rates at U.S. commercial banks for the third quarter of 2011. For consumer credit cards, the delinquency rate fell for the 9th consecutive quarter to 3.47% during the July-September period this year, dropping to the lowest ...
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This article looks at the delinquency rate for credit card loans in the U.S. for the second quarter of 2005. Credit card delinquencies reached 4.81% of all credit card accounts, and increase from 4.76% in the first quarter. The factors which contributed to the rise include higher gas ...
Credit card delinquency rates have been trending higher for new credit users, according to a TransUnion report. High inflation and a volatile interest rate environment may cause delinquency rates to increase in the U.S. in 2023. Here’s how to pay down h
The rise in credit card usage and debt is particularly concerning becauseinterest ratesare astronomically high right now. The average credit card annual percentage rate, or APR, has been holding steady at a record-high of 20.75% last week, according to a Bankrate database that goes back to 19...
NEW YORK (AP) _ The recession is pushing up the delinquency rate on credit card loans, hurting banks as well as consumers, a study suggests. Delinquencies ... US Newspapers,TJ Record 被引量: 0发表: 0年 Credit card borrowing, delinquency, and personal bankruptcy Credit card delinquencies and...
Q1 Credit Card Delinquency Rates Fall The article reports on the 1.11% decrease of credit card delinquency rates in the U.S. as of the first quarter of 2010. According to TransUnion LLC, the delinquency rate has already slumped for about 1.21% in the last four months of 2009... D Waggon...
At Bank of America's (BAC) credit card business, cardholders appear to be mostly keeping up with their payments