Savings rates fall. When savers find they get less interest on their deposits, they might decide to spend more. They might also put their money into slightly riskier but more profitable investments, which drives up stock prices. Note Low-interest rates make business loans more affordable. That ...
bank discount,discount,discount rate- interest on an annual basis deducted in advance on a loan discount rate- the rate of interest set by the Federal Reserve that member banks are charged when they borrow money through the Federal Reserve System ...
The termInterest Ratemay refer to the annual cost of credit or the annual percentage growth of a savings account. It may also be the rates a central bank sets. Specifically, rates against which other banks in the country can lend to each other. When you borrow money from a bank, you wi...
Nationalization国有化:is when the government take over a private sector business and transfer it to the public sector. Different forms of privatization:私有化 Sale of assets出售资产:a nationalized firm or industry is sold to the private...
effective rate of interest The rate of interest that incorporates compounding in the calculation used to determine the amount of interest to be credited to an account. For amounts invested during an entire year, the annual effective rate of interest multiplied by the principal will equal the amoun...
The meaning of TO is —used as a function word to indicate movement or an action or condition suggestive of movement toward a place, person, or thing reached. How to use to in a sentence.
Interest is usually stated in writing at the time the money is loaned. There are variable rates of interest, particularly on savings accounts which depend on funding from the federal reserve or other banks and are controlled by the prevailing interest rates on those funds. Maximum interest rates...
The precise rates of interest on that shareholder loan have not been disclosed, but Arsenal’s last two sets of accounts showed interest paid on total debts (including £10.2m worth of debentures) to be £4.3m. That is less than half the interest Arsenal had previously paid when holding...
Understanding Real Interest Rates While the nominal interest rate is the interest rate actually paid on a loan or investment, the real interest rate is a reflection of the change inpurchasing powerderived from an investment or given up by the borrower. ...
interest and interest rates are higher when there is greater risk; as the lender faces a greater risk of the borrower being unable to make their payments, the lender may charge more interest to incentivize them to make