Defined Benefit vs Defined Contribution 知识点 根据给付方式和缴费方式的不同,养老金的管理模式一般分为: DB(Defined Benefit)给付确定制(又称受益基准型、待遇确定型、固定收益计划等),指雇员未来领取的养老金的待遇标准是事前已经确定...
（3%，6%，9%只是举例数字） 这里是链接：What's a defined benefit plan?国内...
请比较给付确定模式(Defined Benefit)和缴费确定模式(Defined Contribution)这两种养老保险缴费模式的异同。[首都经济贸易大学2013年研] 相关知识点: 试题来源: 解析 答案: 给付确定模式,是先设定养老保险金为保障一定的生活水平需要达到的替代率,以此确定养老保险金的给付标准,再结合相关影响因素进行测算,来确定养老保...
Before we get too far into the weeds in the defined benefit vs defined contribution plans discussion, and how to make the most out of each one, here’s a quick look at the Canadian retirement landscape. About6.6 millionCanadians are enrolled in a personal registered retirement plan of some ...
在固定缴款养老金计划(DC, defined contribution pension plans)下，特定或商定的缴款是对雇员的养老金...
Defined Benefit versus Defined ContributionBerkeley Electronic Press Selected WorksJONATHAN B FORMANCanada Cup of Investment Management
some combination – it depends on the plan. The contribution may be set by the plan or by participant choice. Management of the investments may be done by the plan or by the individual participant. There is no guaranteed retirement benefit in a defined contribution plan. Under a ...
Before we get too far into the weeds in the defined benefit vs defined contribution plans discussion, and how to make the most out of each one, here’s a quick look at the Canadian retirement landscape. About6.6 millionCanadians are enrolled in a personal registered retirement plan of some ...
making administration costs very high.1As a result, defined-benefit plans in the private sector are rare and have been largelyreplaced by defined-contribution plansover the last few decades. The shift to defined-contribution plans has placed the burden of saving and investing ...
规定缴费制(Defined contribution)又称缴费确定制，是企业根据各期提存的金额及基金的投资收益来确定养老金支付额的养老金计划。它是经过预测确定一个相对比较稳定的缴费标准(投保费率)，然后按照该费率筹集养老保险基金(包括雇主和雇员的缴费)，并完全或部分地存入参保人的个人账户。中博-诚通帮你解析一下...