making administration costs very high.1As a result, defined-benefit plans in the private sector are rare and have been largelyreplaced by defined-contribution plansover the last few decades. The shift to defined-contribution plans has placed the burden of saving and investing ...
DB(Defined Benefit)给付确定制(又称受益基准型、待遇确定型、固定收益计划等),指雇员未来领取的养老金的待遇标准是事前已经确定的,给付标准由政府承诺,确保被保人的基本生活,采用现收现付方式筹集资金,体现代际供养,互济性强。 DC(Defi...
In order to give the most accurate view of the pension landscape in Canada, I thought I’d take a look at defined benefit pensions plans and defined contribution plans as well. Both defined benefit (DB) and defined contribution (DC) plans are generally referred to as “personal pensions.”...
Defined Benefit versus Defined Contribution Pension Plans: What are the Real Trade-offs - Bodie, Marcus, et al. - 1988Bodie, Z., Marcus, A.J. and Merton, R.C. (1988), `Defined-benefit versus defined-contribution pension plans: what are the real trade-offs?', in Z. Bodie, J.B. ...
Also, it’s important to keep in mind that not all defined benefit plans belong to government employees, and not all government employees have those plans. Some government employees fall under the same defined contribution plans that are more common in the private sector. ...
Defined contribution benefit schemes 青云英语翻译 请在下面的文本框内输入文字,然后点击开始翻译按钮进行翻译,如果您看不到结果,请重新翻译! 翻译结果1翻译结果2翻译结果3翻译结果4翻译结果5 翻译结果1复制译文编辑译文朗读译文返回顶部 界定供款计划 翻译结果2复制译文编辑译文朗读译文返回顶部...
请比较给付确定模式(Defined Benefit)和缴费确定模式(Defined Contribution)这两种养老保险缴费模式的异同。[首都经济贸易大学2013年研] 相关知识点: 试题来源: 解析 答案: 给付确定模式,是先设定养老保险金为保障一定的生活水平需要达到的替代率,以此确定养老保险金的给付标准,再结合相关影响因素进行测算,来确定养老保...
defined contribution plan, a participant’s benefit is subject to the ups and downs of the market. Frequently asked questions Q: Why do some people prefer a defined benefit retirement plan? A defined benefit plan is preferred by people who don’t want to or have the time and expertise to...
500，那这之后只要你活着，每月7500，不多不少；这7500也就是事先既定好的benefit。
Also, it’s important to keep in mind that not all defined benefit plans belong to government employees, and not all government employees have those plans. Some government employees fall under the same defined contribution plans that are more common in the private sector. ...