And be reminded that the gains made on investment in debt mutual funds held for more than 36 months are considered LTCG (Long Term Capital Gains) and indexation benefit is available on it Suppose you invested Rs 10 lac in a good debt fund in July 2015. After a little more than 4 years...
An example of a bond fund is the Vanguard Total Bond Market Index Fund, which holds more than 5,000 U.S. investment-grade bonds, including U.S. Treasuries andmortgage-backed securitiesof short, intermediate, and long-term maturities. Summary Bond funds, or debt funds, are investment pools ...
In debt, profit on investments is considered as Short-Term-Capital-Gain (STCG) if you stay invested for less than three years. When you stay invested in a debt mutual fund for over 3 years, any profit you make is considered as Long-Term-Capital-Gain (LTCG).Tax for LTCG in debt funds...
Capital gains from debt mutual funds that have less than three years of maturity comes under taxable income and taxed accordingly. After three years of holding, the debt mutual funds will be considered as long-term capital gains and taxed at 20% after indexation. Which is the best Debt Mutual...
These add up to create the long-term debt cycle, which ends when it becomes unsustainable. The capacity to take on more debt is different early in the Big Debt Cycle when debt burdens are lower and there is more potential for credit/debt to be able to fund highly profitable endeavors ...
CAPITAL PROTECTION LEVEL INVESTMENT TENOR Local & Global Equities Commodities Interest Rates Currencies Indices Hybrid Assets & 100% Principal Protected Partial Principal Protected Non-Principal Protected & Short Term (from 2 months to 1 year) Medium to Long Term (more than 1 year) Early Redemption ...
The UK offers a range of corporate and tax planning tools that can help businesses optimize their operations and financial performance. Understanding these tools can be crucial for long-term success. Now, let’s delve into the practical aspects of the UK company registration process. ...
Long term steady growth, has been our reward for consistently providing good service to our loyal creditors. For over 25 years, our dedicated staff has been building upon the original foundation set by management, and making improvements along the way, which has helped to secure our position as...
So that is the short term capital gain tax rate on debt mutual fund and the long term capital gain tax rate on debt mutual funds. As you may have observed, the short term gains are taxed in a manner similar to the taxation of fixed deposits. That is, as per the investor’s income ...
Overall, debt is considered good if it’s used properly and can help you achieve your financial goals and build long-term wealth. Bad debt, on the other hand, is debt that can harm your credit and deplete your finances if you’re not careful. ...