SoFi personal loans 8.9 Great SoFi is known for its competitive rates and no fee policy — it doesn't even charge late fees — making it one of the less expensive debt consolidation options in the market. And as a SoFi borrower, you gain access to perks like college financial aid assi...
Credit cards Debt consolidation loan APR 23%. 15%. Monthly payment $300. $278. Payoff period 4.5 years. 4 years. Interest paid $6,200. $3,359.Ask NerdWallet: What’s the best way to consolidate credit card debt? “Credit cards have really high interest rates, and when you carry a ...
A SoFi personal loan may make sense for you if: Have a lot of debt with high interest rates Want to make large purchases that you can't finance with a credit card Need 2 or more years to pay off the loan Otherwise, a balance transfer makes more sense if you have a smaller amount ...
Compare Debt Consolidation Loans Best for borrowers with fair credit FIXED APR8.99 - 35.99%% LOAN AMOUNT$5K - $50K MIN. CREDIT SCORE620 Bills.com rating Check Rates SHOW DETAILS Best for low rates FIXED APR2.49 - 19.99% with AutoPay LOAN AMOUNT$5K - $100K MIN. CREDIT SCORE660 Bills.com...
Enrolling in AutoPay reduces the interest rate on LightStream’s debt consolidation loans by .50 percent. Loan amount: $5,000 to $100,000 Additional fees: None Check Rates 4. Payoff Payoff is an excellent option if you’re considering consolidating credit card debt. You can refinance up to ...
Find affordable debt consolidation loan rates & the lowest fees with the help of our insightful reviews! Featuring Payoff, Avant and other lending options.
Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO credit scores of 670 or more. Look for an interest rate that is on average lower than those of your current ...
However, despite the convenience and simplicity of a consolidation loan, you should pay close attention to interest rates and fees as you inquire about preapproval. Ideally, you can find a loan that can both helps make your monthly payment more manageable while also saving you on interest in ...
Our Picks for Best Debt Consolidation Loans Here is our list of the 10 best debt consolidation loan lenders of 2025: LendingTree: Best Lender Selection Credible: Lowest Rates LendingClub: Best for Peer-to-Peer Loans SoFi: Best for Comprehensive Financial Services ...
Use NerdWallet’s free debt consolidation calculator to plug in your current debt amounts, interest rates and monthly payments. You can also view your consolidation options, including how much money you may save and when you’ll be debt-free if you apply for a debt consolidation loan. 3. ...