4. "Take me to court." Telling a debt collector to take you to court might feel like a way to gain the upper hand, but it's an approach that could backfire quickly. While not every debt collector will pursue legal action, some may take your challenge seriously and proceed with a laws...
When I was plagued by a debt collector who was taking me to court, Greg Artim instantly took care of my fears. Not only did he take care of my case, he did it swiftly, calmly and he won! His staff treated me professionally,were quick to answer my emails and were very considerate ...
Use vulgarity, swears, or racist/other defamatory language to collect a debt Lie to you about the status of your debt or how much you actually owe Lie about taking you to court or using “escalation” language like “we will advise our lawyers of your non-cooperation” insinuating legal con...
California Court of Appeal rules debt collector liable to victim of mistaken identityPat Murphy
and I am always available to you.Rest assured that there is nothing you may be going through with debt issues that I have not been through myself.Really. There is a light at the end of the tunnel. Let me show you how I can fight the lawsuit, sue the debt collector and resolve or...
If you’re being sued over a debt outside of its statute of limitations, you may need to appear in court and prove that the debt is too old to collect.Failure to appear in court to defend your case could cause a judge to rule in favor of the debt collector. ...
If this isn’t a case of the debt being $40 but something more like $4,000, and you can’t possibly pay it all off at once, you’re going to need to come up with a dollar amount that you can pay every month. If it’s a reputable bill collector, it will probably accept someth...
You can also sue a debt collector under the FDCPA for deceptive practices. If you win in federal court, the debt collector will pay your attorney fees and possibly damages. How to spot debt collection scams According to the CFPB, there are a few red flags that indicate a debt collection ...
Collectors cannot seize assets without the approval of a court345 The law also gives debtors certain rights. For example, if you send a letter to a debt collector telling them to stop contacting you, the collector is required to comply. This means they must stop contacting you in any way,...
Your first line of defense is knowing what to say and what to avoid saying in any communication with a debt collector. Don't let a collector that contacts you by phone catch you off guard: put the ball back in the collector's court by asking the caller these key questions: ...