“The whole experience was very pleasant, I would definitely do business with them again.”Bruce U “I was amazed by the quality and professionalism of Zander insurance.”Hector B “Great customer care! I also appreciated the financial philosophical alignment with Dave Ramsey’s common sense princ...
Term Life Insurance vs. Whole Life Insurance Whole life insurance (aka permanent life insurance) is in place for your whole life. And while I hope it’s a long and prosperous one, that’s a lot of premiums to pay—and high ones at that! Why are whole life premiums so high, you...
About item 3. The money is indeed not an investment, it is a type of self insurance. The goal of insurance is to get the worst possible rate of return – outlive your term life insurance and get no money back, don’t get sick so the medical insurance doesn’t pay out for you, …...
For example,Zander Insuranceonly offersterm life insuranceplans. No Return of Premium or Cash Value Plans….ever! They are committed to providing the most affordable guaranteed level term life plans. Their team members are not paid commissions and their plans don’t include a bunch of riders tha...
So, is Dave Ramsey wrong about avoiding debt at all costs? In my case, mathematically I was right, not Dave. My theory was thatthe long-term return of investing in stockswould earn more over time than paying off debt, which would only “earn” me the interest rate that I would otherwi...
When RamseyTrusted partner Health Trust Financial is in your corner, you’ll have peace of mind knowing you have the right health insurance that won’t break the bank. Connect With Health Trust Financial What Happens to My HSA if I Leave My Job or Switch Health Plans?
Luckily, there are plenty of great options to bridge the gap when you’re buying and selling at the same time, so you don’t wind up with two house payments at once. You could rent on a short-term lease, or you could move in with family for a little bit. ...