DefinitionsExpand All Purchase Price Down Payment Credit Score Loan Purpose Loan Type Points Compare Current Mortgage Rates Last updated: Oct 27, 2024 There are currently no rates available for the products you selected. Please try another search....
Take advantage of a lower interest rate and fixed monthly payments with a variable mortgage, available with open or fixed term. Homeprime (variable) rate††: 5.95% Homeprime rates are tied to the Vancity Prime rate. The current Homeprime rate is effective as of November 1, 2024. Any ...
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Purchase Rates Refinance Rates Our rates are temporarily unavailable online. Please try again later or call1-800-248-4638TTY: We accept711or other relay service for further assistance. For today’s Adjustable Rate Mortgage (ARM) options, call1-800-248-4638TTY: We accept711or other relay servic...
Mortgage rates Find the mortgage type and term that’s rightfor you Special offers 3-YEAR FIXED Amortizations 25 yearsor less 4.79%2 (4.81%3APR) Available for newmortgages only. 3-Year Variable Amortizations 25 yearsor less 5.45%2
Decide on the right type of mortgage. Consider your credit score and down payment, how long you plan to stay in the home, how much you can afford in monthly payments and whether you have the risk tolerance for a variable-rate loan versus a fixed-rate loan. Our mortgage calculator can he...
For those who live in the now, though, there’s another option called an adjustable rate mortgage, or anARM. This loan begins with a super low interest rate that may increase or decrease in the future at pre-specified intervals. Mortgage rates are volatile and subject to change without noti...
Variable interest rate May charge a prepayment penalty Is using home equity a good idea? First, be very aware of the fact that both home equity loans and HELOCs are secured by your home as collateral. That means if you default, your home could be foreclosed upon. The chance of losing on...
While rates are still solidly down from where they were a year ago, some buyers may still be sitting on the sidelines hoping that they will go down further. Most analysts expect mortgage rates to remain relatively flat for the rest of the year. However, another interest rate cut or economic...
With a variable rate mortgage, your mortgage rate has the potential to rise and fall and take your monthly repayments with it. This may work to your advantage if interest rates decrease, but means you’ll pay more if rates increase. Variable rate mortgages can take the form of: ...